Guide to Checking Union Bank of India Balance 

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Balance Inquiry at UBI was established as one of India’s prominent and long-standing banks, UBI operates under the Ministry of Finance, Government of India. With a network of approximately 4000 branches, the bank serves a customer base of around 120 million and maintains international branches in cities including Hong Kong, Dubai, Antwerp, and Sydney.

UBI is dedicated to providing a range of easily accessible services so that users may check and manage their account balances. The bank has established several channels for account balance inquiries, including SMS updates, a toll-free hotline, mobile banking applications, and ATM services, to provide timely client assistance. In addition, Union Bank has increased the scope of its business after merging with Andhra Bank and Corporation Bank.

Ways to Inquire About Account Balances at Union Bank of India

  • Balance Inquiry via Phone Call Service;
  • SMS Alerts for Account Balance Updates;
  • USSD Code Banking for Balance Information;
  • Online Banking for Account Balance Checks;
  • Mobile App Inquiries for Current Balance;
  • UPI Applications for Real-Time Balance Updates;
  • ATM Transactions for Immediate Balance Information.

Balance Verification via Call Service at Union Bank

With its call-based inquiry mechanism, UBI’s user-friendly account balance checker has made checking balances easier. Through the quick and easy missed call banking approach, this service gives users easy access to account information. Customers can start an automated balance query by calling a specific number, 09223008586, using their registered mobile phone and then ending the conversation. The hassle-free method involves little work and offers a prompt response because the bank texts the customer’s phone with the account balance information. This cutting-edge service is a part of UBI’s dedication to providing easy-to-use banking solutions that meet the demands of a wide range of clients who respect simplicity and efficiency in their banking dealings.

Account Balance Inquiry via SMS with Union Bank of India

For consumers who want to get mini-statements or check their account balances, UBI offers a handy text messaging service. To obtain the primary account balance details, clients must text ‘UBAL’ from their registered phone number to 09223008486. To find out the balance of any other account, text ‘UBAL’ to the same number along with the account number.

Customers who would get a mini-statement of the principal account can text ‘UMNS’ to 09223008486. They should submit ‘UMNS’ along with the relevant account number to this number to receive mini-statements for further accounts. Furthermore, Aadhaar IDs can be linked to bank accounts by SMS using UBI. By texting ‘UID Account Number Aadhaar Number’ to 09223008486, customers can accomplish this and improve the efficiency and simplicity of their banking experience.

How to Register in SMS Banking at Union Bank of India

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Learn the step-by-step process to register for SMS banking with UBI. Account holders can initiate the registration by contacting the UBI call center at 1800222244 or visiting their home branch. The toll-free call center not only facilitates SMS-based account checking but also provides a convenient platform to address customer queries. Explore the hassle-free registration procedure for enhanced banking convenience.

Bank Balance Checking with USSD Codes

Easily check your UBI account balance through the USSD code, just like checking your mobile balance.

  • Dial the *99# USSD code, which is the bank’s USSD-based banking number;
  • Complete a simple one-time registration process after dialing the code;
  • Choose the ‘Account Balance’ option to perform a quick Union Bank of India balance check;
  • Experience the convenience of using USSD codes for secure and efficient banking transactions.

UBI Net Banking: Easy Account Balance Checks

In the current era, banks are embracing Internet banking, offering a range of facilities to customers through online platforms.

UBI stands out with its extensive online banking offerings. Through its web-based banking platform, customers can easily access a wide range of services, including detailed account information and solutions to various queries. This online banking facility enables users to check their account balances and engage in a range of banking activities with ease and efficiency. Discover the heightened ease and accessibility that come with Union Bank of India’s online banking services, tailored to meet the evolving needs of modern banking customers.

Mobile Banking for Convenient Balance Inquiries at Union Bank 

UBI has created a cutting-edge mobile application designed to enable users to manage their banking requirements from any place. With its emphasis on usability and accessibility, this software is appropriate for a broad spectrum of users. Customers may check their account balances quickly and conveniently without having to visit a UBI branch thanks to it. Asking questions about your balance using this app is a simple and easy approach.

  • Download and install the “UNION SAHYOG” app, designed for seamless balance checking for Union Bank of India customers;
  • Navigate to and select the ‘Balance Enquiry’ option within the app;
  • The app will initiate a call to the automated balance inquiry number;
  • The call will then provide the account balance information for the customer’s account.

UBI Account Management: UPI & Mobile App Convenience

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UBI enhances customer experience with its innovative “UNION SELFI &mPASSBOOK” application, serving as a modern digital alternative to traditional bank passbooks. Available for download on Union Bank of India’s official website, this app provides a detailed view of account transactions, including real-time balance updates.

Additionally, it offers a UPI-based application, designed to facilitate secure financial transactions. This app utilizes a Virtual Payment Address (VPA) system, providing a secure way to conduct transactions without revealing complete account details. Within the app, users can easily access the “view balance” option to check their account balances instantly, providing a convenient and secure banking solution for managing finances on the go.

Conducting a Union Bank Balance Inquiry at an ATM

The abundance of ATMs, both operated by the government and private sectors, ensures that checking the balance of your UBI account is convenient and accessible. These ATMs are strategically placed in various locations to serve residents in both urban and rural settings. To find out the balance in your Union Bank of India account using an ATM, follow these steps with your UBI debit card:

  • Insert the UBI debit card into the designated slot at the ATM;
  • When prompted, enter the 4-digit PIN that has been set for the debit card;
  • From the available options on the screen, select the “Balance Enquiry” tab;
  • The ATM will then proceed to display the current account balance on the screen. If a physical record is needed, there is often an option to print out a balance slip directly from the ATM.

Conclusion

Customers of UBI can take advantage of a simple notification service that allows for quick SMS communication of any transactions, including deposits and withdrawals. Account holders are guaranteed to be notified about recent transactions and their current account balance thanks to this service. Customers can easily receive real-time updates immediately on their phones by linking their registered mobile numbers to their accounts. This tool makes banking more enjoyable by providing a rapid and effective way to keep track of account activity. This page contains information that should serve as a useful manual for anyone wishing to quickly and easily verify the balances in their UBI accounts and transaction details.